Debt consolidation

Debt consolidation refers to taking out a loan that will help merge your other debts into one place. The advantages of debt consolidation are providing you a means of repaying your debt at a lower interest rate and the simplicity of making one monthly payment rather than multiple payments. Debts that typically have higher interest rates include but are not limited to student loan debts, credit card debts, and other debts not tied to any assets. The following are some of the benefits of debt consolidation:

  • Improves credit ratings
  • Reduces monthly payments
  • Lowers interest rates
  • Eliminates the need of multiple payments & deadlines
  • Reduces stress & anxiety

If any of the above are of interest to you, please do not hesitate to contact Manny Johar's Toronto bad credit mortgages team today! Manny Johar's Toronto bad credit mortgages experts can help you determine whether debt consolidation is the right financial choice for you. One of our Toronto bad credit mortgages professionals will review your overall credit history and any collateral (personal assets) that you possess and suggest the best financial solution for your unique situation. Manny Johar's Toronto bad credit mortgages team has many years of experience in handling our client's financial portfolio in order to help them get back on their feet. Debt consolidation is a great strategy to achieve financial freedom. Get in touch with Manny Johar's Toronto bad credit mortgages experts today and learn more about Manny Johar the mortgage agent's debt consolidation solutions. Manny Johar's Toronto bad credit mortgages professionals provide our debt consolidation services across the GTA in cities such as Toronto, Scarborough, Mississauga, Vaughan, Markham, Brampton, Oakville, Burlington, Hamilton, Newmarket, Oshawa, and neighbouring regions.

Have A Question?

Want more information on how we can help you unlock the capital in your home? Contact us now and we'll get back to you as soon as possible.

What Our Clients Say

  • "Thank you Manny!! You did for me what 3 other brokers could not. You are the only one that was able to get me signed for an increased 1st mortgage. Just amazing. You are a man of your word and you truly do work for the people and not the banks. I can't thank you enough for your help. I'll see you in 2 years :)."

    - Brian L.

    Beeton, Ontario
  • "I can't even begin to explain how much Manny helped me. Right from the first conversation to our last, he was fantastic. He answered all my questions and assured me that he would take care of everything. I just had to sit back and relax. He made that possible for me. He helped me when no one else would and assured me he would get the job done. I was his main focus and he proved that through and through. I would definitely recommend Manny. His professionalism is solid. Thank you so much Manny. You were my rock when I felt the walls closing in. You never made me feel like I was just a client….you made me feel important and a priority. Thank you."

    Grace O.

    Bowmanville, Ontario
  • "Hi Manny, I would like to take this opportunity to extend my profound thanks to you and your colleagues for your immediate assistance when I needed financial help. I can't seem to thank you enough for coming to my rescue, when the Financial Institution I've been dealing with couldn't trust me for the small loan that I had applied for. Your flexibility and excellent service you gave is indeed beyond compare. More power to you and your colleagues."

    Estrella J.

    Scarborough, Onatrio
  • "Hi Manny, You have delivered excellent service & exceeded Lynn & I's expectations since we met you. Manny what you promised us you came through with excellent communications. Plus involving your legal contact with us. That is beyond expectations to any customer. Again Manny you have provided excellent service to us. You are a professional person and would be a great asset to any company. If you ever need a reference letter. Lynn & I would provide you a letter of great commitment & professional business individual."

    Bryan & Lynn D.

    Alliston, Ontario