Company

Manny Johar, mortgage agent offers mortgages to those who find it difficult to acquire mortgages through conventional means such as banks or other mortgage brokers throughout Southern Ontario. Manny Johar's Toronto bad credit mortgages professionals' mission is to assist anyone who wishes to purchase property to do so even if they have bad credit ratings or no proof of income. Manny Johar is an expert at mortgages and has developed strong relationships with various private lenders and financial institutions in order to deliver mortgages to almost anyone who wants one. Our Toronto bad credit mortgages professionals offer such services as:

  • Debt consolidation
  • Bad credit mortgages
  • Home equity loans
  • Deep discounts off all posted bank rates
  • Second & third mortgages up to 85%
  • Construction & renovation loans
  • Mortgages to cover property tax arrears & CRA debt
  • Private in-house funds with a quick turnaround time
  • Mortgages for clients through power of sale
  • Loans for farms, cottages, raw land & lots
  • Home equity loans with no proof of income up to 85%

Manny Johar's Toronto bad credit mortgages team provides the personal touch, care, and attention to details you expect from an experienced mortgage lender. Manny Johar's Toronto bad credit mortgages team is second-to-none across GTA cities such as Toronto, Scarborough, Mississauga, Vaughan, Markham, Brampton, Oakville, Burlington, Hamilton, Newmarket, Oshawa, and neighbouring regions. If you are in a tough financial situation but wish to purchase property, you have come to the right place! Manny Johar's Toronto bad credit mortgages experts have the skills and knowledge required to design a financial strategy that will help you achieve what you want at the lowest possible rates. If you have any questions or concerns, please do not hesitate to contact Manny Johar's Toronto bad credit mortgages professionals today!

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What Our Clients Say

  • "Thank you Manny!! You did for me what 3 other brokers could not. You are the only one that was able to get me signed for an increased 1st mortgage. Just amazing. You are a man of your word and you truly do work for the people and not the banks. I can't thank you enough for your help. I'll see you in 2 years :)."

    - Brian L.

    Beeton, Ontario
  • "I can't even begin to explain how much Manny helped me. Right from the first conversation to our last, he was fantastic. He answered all my questions and assured me that he would take care of everything. I just had to sit back and relax. He made that possible for me. He helped me when no one else would and assured me he would get the job done. I was his main focus and he proved that through and through. I would definitely recommend Manny. His professionalism is solid. Thank you so much Manny. You were my rock when I felt the walls closing in. You never made me feel like I was just a client….you made me feel important and a priority. Thank you."

    Grace O.

    Bowmanville, Ontario
  • "Hi Manny, I would like to take this opportunity to extend my profound thanks to you and your colleagues for your immediate assistance when I needed financial help. I can't seem to thank you enough for coming to my rescue, when the Financial Institution I've been dealing with couldn't trust me for the small loan that I had applied for. Your flexibility and excellent service you gave is indeed beyond compare. More power to you and your colleagues."

    Estrella J.

    Scarborough, Onatrio
  • "Hi Manny, You have delivered excellent service & exceeded Lynn & I's expectations since we met you. Manny what you promised us you came through with excellent communications. Plus involving your legal contact with us. That is beyond expectations to any customer. Again Manny you have provided excellent service to us. You are a professional person and would be a great asset to any company. If you ever need a reference letter. Lynn & I would provide you a letter of great commitment & professional business individual."

    Bryan & Lynn D.

    Alliston, Ontario